Refund Policy

As a solo creator, I take pride in offering high-quality tools and resources designed to help you grow personally and professionally. Please review the following refund policy:

1. Digital Products

All of my digital products are delivered instantly and electronically. By purchasing, you agree that:
- Refunds are not available once the product has been downloaded or accessed.
- This policy complies with consumer rights regulations in the EU and UK, where the 14-day cooling-off period for digital products is waived upon download or access.

2. Defective Products

If you encounter any issues, such as:
- The product not working as described,
- Errors or technical problems with the product,

Please email me at business@philhagspiel.com. I’ll do my best to fix the issue or provide a replacement. If I cannot resolve the problem, I may offer a refund.

3. Special Requests

I understand that unexpected circumstances can arise. If you’re unhappy with your purchase or feel you need a refund, please reach out to me at business@philhagspiel.com. Explain your situation, and I’ll review your request personally. While I cannot guarantee refunds in all cases, I’m committed to being fair and reasonable.

4. Contact Information

For any questions about this policy or help with your purchase, feel free to contact me via Email: business@philhagspiel.com